Definition: The term "assurant insurance" typically refers to a type of insurance that guarantees that an insurer will provide coverage for damage or loss caused by another party, including tenants in the same building as a landlord. The renter's insurance policy outlines the terms and conditions under which the tenant is protected from such risks. Assurant insurance may be offered through different types of policies, such as personal homeowners' insurance (PHI), business property insurance, or home rental insurance. These policies typically cover damages to an individual's personal property caused by a third party, including the renter, and can include coverage for damage to the rental property itself. The insurance policy typically includes provisions that specify what types of losses are covered and how they will be compensated. For example, it may provide coverage for physical damage to the building, accidental or intentional harm, or theft of personal items. The policy also may contain limitations on coverage or deductibles depending on the level of risk involved. In summary, Assurant insurance is a type of insurance that provides protection against specific types of risks associated with a tenant's renter's property, such as damage to the rental property itself.
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